Deep Blue Pearl 2022 Nissan Altima front view

Finance Center


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Finance Center

Unlock all the best possible deals with help from our finance team at Janesville Nissan. We’ll help unpack all your financing options, whether you’re looking to lease a new Nissan model or finance a new, used, or certified model. Whichever option you choose, you can take advantage of our fantastic available car payment plans and great relationships with local banks and lenders to get the best possible deal today.

Learn more about Nissan North America, which provides financial services through Nissan Motor Acceptance Company (NMAC). NMAC looks after your lease and vehicle financing, providing fast and convenient payment options. Take advantage of automatic recurring payments, make a one-time payment, use services like BillMatrix® or Moneygram, and through the mail or by money order. At Janesville Nissan, we also offer BUY@HOME. A convenient program that empowers you to shop, drive, and buy a new Nissan anytime, anywhere.

Nissan Financing Options

Choosing whether to buy or lease a new Nissan can be a tough decision. At Janesville Nissan, we understand that, so we’ve gathered some important information to help you make the best financial choices. Keep reading to uncover your Nissan buying and leasing options, check out our Leasing vs Financing to find out which is best for you.

Buying

Purchasing is ideal for people who drive a lot, put their vehicles through heavy use, or are looking to build equity. It also gives you the freedom to customize your car as you please.

With its SignaturePURCHASE® competitive interest rates and quick credit responses, Nissan can help you make your car-buying dream a reality. SignaturePURCHASE terms range from 12–72 months and are available for new and pre-owned Nissans, as well as other pre-owned vehicles less than six years old. A few benefits of financing through Nissan’s SignaturePURCHASE include:

  • Drive as many miles as you want.
  • Travel with kids and pets, over gravel roads, and park in dent-prone lots without worrying about wear-and-use charges.
  • Carry lower limits for auto insurance than with a lease.
  • Customize your vehicle.
  • Sell, trade, or transfer your title whenever you want.

Leasing

Leasing is ideal for people who drive less than 15,000 miles per year, take good care of their vehicle, and want a new car every 2-4 years. Nissan’s SignatureLEASE® offers more choices than your average lease program, with terms ranging from 24–60 months. A few benefits of leasing a new Nissan include:

  • Get a bigger, better-equipped vehicle than what you could purchase for the same amount.
  • Pay only for the portion of the car’s life you use (which means a lower monthly payment).
  • Receive tax benefits if used for business (depending on the lease, state, and tax laws).
  • Invest any savings in appreciating assets like stocks, bonds, etc.
  • Spread applicable sales tax across monthly payments (varies by state).
  • Enjoy end-of-lease options: you can buy the car, lease another vehicle, or explore other choices.

Get Pre-Approved for Financing

Time is valuable, and no one likes spending it just waiting around. We know you’re busy and that’s why we provide opportunities to streamline the car-buying process wherever possible. Before your visit, take some time to fill out our online credit application so you can get pre-approved before you come in. That way you can avoid a long wait in front of one of our desks and will have more time behind the wheel of your new ride.

BUY@HOME

SHOP, DRIVE, and BUY a new Nissan anytime, anywhere.

The best part of purchasing a new vehicle is what you do after you’re behind the wheel. Get to your next adventure faster with NISSAN@HOME at Janesville Nissan. Take every step of your car-buying experience online. Benefits of choosing to BUY@HOME include:

  • Fully guaranteed trade-in offers
  • Receive personalized offers
  • Apply local incentives
  • Secure financing
  • Save your progress
  • Online e-contracting and signing
  • Schedule delivery

SHOP@HOME

Shop from a wide selection of new, used, and certified inventory from the comfort of your home. Don’t see the year, model, or trim you’re looking for? Build the model perfect for your lifestyle and budget online.

BUY@HOME

Purchase local inventory online whenever and wherever you want. Explore every aspect of purchasing a new Nissan at your pace and convenience. Get real pricing on your vehicle of choice, review lease and financing options, and execute agreements online

DRIVE@HOME

Arrange a test drive that starts right outside your door. Contact us to tell us the Nissan you are interested in, choose a time you’d like to test drive, and wait for us to deliver your test drive right to you!

SERVICE@HOME

Book maintenance and services online and have your vehicle driven to and from its appointment. SERVICE@HOME creates an easy, efficient way to book maintenance and service appointments at Janesville Nissan.

Financing FAQs

NMAC does not charge a fee for using Recurring Payments. Your financial institution may assess a fee in connection with processing online transactions on your bank accounts.

In order to register, you will need to go to Nissan Portal and the following information:

  • Your Account Number - This can be found on your Welcome Letter, Monthly Billing Statement, or you can use the "Account Number Look Up" feature on the final page of registration.
  • Your Social Security Number
  • A valid email address

You may terminate your lease early by following the instructions contained in the "Voluntary Early Termination" section of your Lease Agreement.

  • Sign in to Account Manager.
  • Go to "My Finance Info".
  • Click on "Retail Installment Contract".

After finding the Nissan vehicle that is right for you from the inventory available at Janesville Nissan, you can complete your purchase online.

Scheduled - You have set up Recurring Payments to draft your monthly amount. When you are in scheduled status you are able to edit or cancel this payment option.

In most cases, Recurring Payments will no longer be debited from your bank account once you have paid off your account. If a Recurring Payment is processed after the payoff date, you may be entitled to a refund to the extent your account is overpaid.

Yes, each party can set up their own Recurring Payments. You will also be able to view limited information about your cosigner's Recurring Payment schedule but cannot modify or cancel it.

You can make a payment by phone by using BillMatrix, a third-party payment service. You may pay using an ATM/debit card, Visa/MasterCard, or an electronic check/ACH and will be charged a convenience fee of $5.95.

Every vehicle is inspected by Alliance Inspection Management (AIM), a third-party certified inspection company.

At the end of your lease you have three options: Return, Purchase, or Replace the vehicle.

Yes, you can pay your liability balance online and free of charge.

 
Janesville Nissan is located at: 2627 Morse St • Janesville, WI 53545

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2627 Morse St, Janesville, WI, 53545
Janesville Nissan 42.7225626, -88.9918597.